Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

Is Loan Protection Insurance Worth It?

Is Loan Protection Insurance Worth It?

If you're considering taking out a car loan, you'll want to make sure that you'll be able to pay it in full by the end of the loan term, even if adverse events occur that reduce your income.

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Can Uber Drivers Get Car Loans?

Can Uber Drivers Get Car Loans?

Make extra money in your own time as an UberX driver, or step up to Uber Black. Find out here how you can pay your car loan faster using your Uber income, and the steps to get an Uber car loan.

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Get a Car Loan or Pay Cash?

Get a Car Loan or Pay Cash?

Should you use cash or get a car loan to buy your next car? We discuss when you should buy a car with cash, and situations when getting a car loan is the better option.

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How to Pick the Best Car Loan For Me

How to Pick the Best Car Loan For Me

Choose a car loan that maximises your financial potential. Get the complete guide to fees, interest rates, and choosing the right car to buy in this comprehensive Guide to Getting A Car Loan.

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Car Loan Approval Checklist

Car Loan Approval Checklist

Buying a car often means you need to get a car loan. Take the hassle out of your car loan approval using this car loan checklist to ensure that your car loan is quick and easy to arrange.

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7 Best Family Cars in Australia

7 Best Family Cars in Australia

Are you in the market for a family car? Whether you have just one or two children, or you need to fit in a whole tribe, here's our 7 best family cars - find your next family car here.

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Can I get a novated lease on a car i already own?

Can I get a novated lease on a car i already own?

Can you Novate Lease a car that you own already? Find out how novated leasing works, and how you can lease your existing car through your employer. Understand your tax implications and savings too.

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Car Loans for Small Business

Car Loans for Small Business

What car do you want to drive your business? Find out how you can finance a car for a small business and what you'll need to consider before you apply for a small business car loan.

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What are the real costs of a new car?

What are the real costs of a new car?

Which new car costs can I include in my car loan? Bundling your car ownership costs can really simplify your budget. Here's your guide to including your new car costs in your next car loan.

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What are my car loan options as a casual employee?

What are my car loan options as a casual employee?

Getting a loan without permanent employment can be challenging. Our guide to car loans for casual workers can help you to secure the loan you need despite your casual employment status.

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A novated lease or a chattel mortgage?

A novated lease or a chattel mortgage?

Novated Lease or Chattel Mortgage? Understand how these key business car loans work to make the best choice for your business. Maximise your tax and balance sheet with better car loans.

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Should I Use a Bank or Broker For My Car Loan?

Should I Use a Bank or Broker For My Car Loan?

When should you use a car finance broker? The good news is that when you choose to use a car finance broker, you can still take out your car loan with a bank. Find out how it all works here:

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Understanding Your Credit Report

Understanding Your Credit Report

Do you know what your credit score is? If not, you're just like most Australians. Find out here how you can check your credit, and build a strong credit profile to secure your financial future.

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What Is A Novated Lease?

What Is A Novated Lease?

For employees, a novated lease is a really practical loan structure to save on tax. Find out here how to present your novated lease request to your employer, and how a novated lease really works.

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Should You Get 0% Car Finance?

Should You Get 0% Car Finance?

Is 0% finance really as attractive as it sounds? Find out the pros and cons of a 0% finance offer, and how you can get the best possible deal on your next car purchase with a car loan.

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Can I Salary Sacrifice Chattel Mortgage Repayments?

Can I Salary Sacrifice Chattel Mortgage Repayments?

Do you know how a chattel mortgage is paid? Find out the difference between different business car loan options to make the optimal car loan decision - compare salary sacrifice and chattel mortgages.

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Do I need a Car Loan Deposit if I have good credit?

Do I need a Car Loan Deposit if I have good credit?

Don't want to use your savings to buy a car? Here's how you can get a no deposit car loan. Find out if you are eligible and how you can apply for a no deposit car loan today.

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Personal vs Secured Car Loans

Personal vs Secured Car Loans

Which type of loan will help you to reach your goals sooner? Find out here as we compare secured car loans with personal loans. Learn the pros and cons of each and why you might choose each loan type.

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What is an interest-reducing car loan?

What is an interest-reducing car loan?

Can you get an interest-reducing loan as a secured car loan? Find out how interest-reducing loans really work, and when they are used. Get a better deal on your next loan with this information.

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How Much Will It Cost To Finance A Car?

How Much Will It Cost To Finance A Car?

If you're considering taking out a car loan to purchase your next car, here's some of the key costs to factor in when you're preparing your budget. Find out the essential and extra costs here.

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