Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

$20,000 Instant Asset Write-off Extension Explained

$20,000 Instant Asset Write-off Extension Explained

The $20,000 asset write-off ends on 30 June 2019. Should you make a purchase to claim instant depreciation before the deadline, or buy later and claim as usual? Here's what you need to know to decide.

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Ask a Broker: What is Positive Credit Reporting?

Ask a Broker: What is Positive Credit Reporting?

Positive credit reporting will become mandatory this year, and is long overdue as Australia catches up with overseas financial systems. Find out what it means for you and your next loan here.

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What Car Loan Should I Get?

What Car Loan Should I Get?

With so many different types of car loans on offer, you need to understand what each one is designed to do to choose the best car loan for your particular situation. Here's a guide to car loans.

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What is a low interest rate for a car loan?

What is a low interest rate for a car loan?

To qualify for the lowest available car loan interest rate, you'll need to have an excellent credit rating. Here's what you can do to secure a great car loan rate.

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How to Save Interest on Your Car Loan

How to Save Interest on Your Car Loan

Take control of your car loan and your financial interests with these tips to pay out your car loan quickly and save on the amount of interest you'll owe.

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Car Sale Statistics From 2017

Car Sale Statistics From 2017

The cars Australian's buy say a lot about our priorities and changes in lifestyle. Here's a look at car sales in 2017 and a prediction for the next few years based on trends and emerging technology.

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Should I Roll My Car Loan Into My Mortgage?

Should I Roll My Car Loan Into My Mortgage?

When you are taking out a second or third loan, it seems like it'll be easier to roll it all into your mortgage, but will it be a good idea long term? Find out here when you should & what to consider.

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What is the Residual Value on My Novated Lease?

What is the Residual Value on My Novated Lease?

A residual value is a mandatory lump sum that you pay at the end of your novated lease, as part of your novated lease contract. Here's what you need to know to understand how a residual value works.

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How Does A Chattel Mortgage With A Balloon Payment Work?

How Does A Chattel Mortgage With A Balloon Payment Work?

A chattel mortgage with a balloon payment is a secured car loan for businesses that allows you to defer part of the payment until later. Here's how it works, and when you should use one.

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Where Should I Compare Fuel Prices?

Where Should I Compare Fuel Prices?

With Australians driving more every year, and prices increasing at retail when oil prices are stable, here's how you can take action to get the lowest fuel prices using these comparison websites.

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6 Traps To Look Out For When Getting A Car Loan

6 Traps To Look Out For When Getting A Car Loan

Buying a car is one of the biggest purchases you'll make, so you want to get it right the first time. Here's what you must avoid to make sure that getting a car loan is a positive experience.

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Are Online Bank Statement Portals Secure?

Are Online Bank Statement Portals Secure?

Here's what you need to know to protect your information online and identify whether a website is safe to use. We explain the tech language and what to look for to keep your information secure.

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What You Need To Do After You Buy Your Car

What You Need To Do After You Buy Your Car

You've got your new car sitting in the driveway, so what comes next? Buying a car is exciting, especially if it's your first car, so here's your to-do list to get you on the road safely and legally.

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How Do Loan Comparison Websites Make Money?

How Do Loan Comparison Websites Make Money?

Loan Comparison sites offer a 'free' service, so how do they cover their costs? Find out how your favourite comparison sites earn income & how to choose one that your can rely on.

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9 Things To Consider Before Getting A Car Loan

9 Things To Consider Before Getting A Car Loan

With 69% of Australians relying on cars for their daily commute, car loans are an important part of the Australian lifestyle. Here's what you need to consider before choosing your car loan.

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Best Delivery Vehicles for Business

Best Delivery Vehicles for Business

Need a van? Here's the top 7 delivery vans for small businesses. Compare your options to find which van will be the best fit for your everyday business needs.

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What's a Loan Pre-Approval?

What's a Loan Pre-Approval?

Getting a great car loan is the first step to a successful car purchase. Here we explain car loan pre-approvals, and why getting a pre-approval will help you to get a better deal on your car purchase.

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How to choose car insurance

How to choose car insurance

Getting car insurance is essential for the settlement of your car loan. Ensure your insurance has the cover you really need using this car insurance guide & don't pay more for features you don't need.

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A practical guide to managing car loan repayments

A practical guide to managing car loan repayments

Putting a plan in place for managing your car loan repayments will ensure that you build a strong credit rating, and get a rewarding car loan experience.

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How Do I Apply For A Car Loan?

How Do I Apply For A Car Loan?

Be prepared with exact knowledge of what to expect when you apply for a car loan with Positive Lending Solutions, and make your application move faster so you get the car sooner.

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Do RBA Rates Affect Car Loans?

Do RBA Rates Affect Car Loans?

RBA rates have been on hold for 18 months, so they have to go up sometime. Here's how RBA rates will affect your car loan, and how you can ensure that you always get the best possible car loan rate.

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