Car Loan Calculator

The best way to get an idea of what your car loan repayments might be is by using our car loan calculator below. It’s easy to use and you’ll have the information you need within seconds.

car loans calculator

How do you use the car loan calculator?

It’s really straightforward. All you have to do is adjust the five settings and a repayment total will appear.

  • Amount – how much money would you like to borrow for your car?
  • Term – how quickly would you like to pay your car loan off?
  • Credit Score – what's your current credit rating?
  • Vehicle Purpose – what's the intended use for the vehicle?
  • Age of Vehicle – Are you planning to buy a new or used car?

Continue to adjust the car finance calculator settings until you’ve found the terms you’re happy with, then call one of our car loan experts on 1300 722 210 to discuss your options further.



Credit Score

Vehicle Purpose

Age of Vehicle


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Please note: These repayments are an estimate only, and are based on the accuracy of information provided. It does not constitute a quote. Actual loan repayments may vary based on your personal circumstances, for an exact repayment calculation we recommend completing a quote request.

Repayment Comparison







Why choose Positive Lending Solutions for your car loan?

  • With so many years worth of business experience, it’s fair to say we know what we’re doing.
  • Having fantastic relationships with over 30 of the most reputable banks and lenders in Australia, we can get you the best car loan possible.
  • Our super fast application and approval process means you could get the loan you need within 24 hours!
  • Even if you have a less than perfect credit history, we can still help you get the loan you want for the car you want.
  • From start to finish our goal is to make you happy, not the financial institutions.

What should you do now?

To get an accurate and comprehensive assessment of your borrowing power, call one of our car loan experts on 1300 722 210. They will find the best loan for you and tell you what your repayments will be in a matter of minutes. They may even find a loan that is better than what you thought you’d get according to the car loan calculator.

Alternatively, take 30-seconds to fill out our Quick Quote form and one of our team will call you ASAP.

Is the car finance calculator accurate?

The repayment amount that you see once you’ve entered and adjusted the settings yourself is 100% accurate. However, depending on your particular set of circumstances, your final repayment amounts may be different. The actual repayments will include:

  • Additional fees and charges for setting up and servicing the loan
  • Fees for paying the loan back early
  • Interest rate changes during the life of the loan

We do often surprise our customers by getting them lower interest rates and repayment terms than they thought they could get! And our experts can explain ways to pay off the loan earlier or pay less in interest repayments.

Call us on 1300 722 210 to get the information you need, you’ve literally got nothing to lose.

Quick Quote

Select a loan type from the icons below

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