Home Loan Calculator

Whether it’s your first home or an investment property, it’s important to understand what your weekly financial commitment could be before going ahead with the loan application process. Our home loan calculator can help.

home loans calculator

How do you use the home loan calculator?

Our home loan calculator is totally uncomplicated. In seconds you’ll have an idea of what your repayments might be, based on your loan amount, interest rate and loan term.

Simply adjust the following four settings on the home finance calculator and you’ll get a guide of what your home loan repayments could be:

  • Amount – how much would you like to spend on your new home?
  • Loan Term – what time-frame do you expect to pay back your home loan in?
  • Property Purpose – are you an investor or do you plan to occupy the property yourself?
  • Rate Type – Are you looking for a fixed loan or variable? Leave this set to 'Any' if you'd like all rate types to be considered in the calculation.

Try different variables until you find a repayment schedule you’re comfortable with, then call our home loan specialists on 1300 722 210 to find out more.



Property Purpose

Rate Type


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Please note: These repayments are an estimate only, and are based on the accuracy of information provided. It does not constitute a quote. Actual loan repayments may vary based on your personal circumstances, for an exact repayment calculation we recommend completing a quote request.

Repayment Comparison







Why go with Positive Lending Solutions for your home loan?

  • Outstanding relationships with over 30 of Australia’s top banks and lenders means we can search the whole market to find you the perfect home loan.
  • We know home loans, given we’ve been in business for over 35 years, helping thousands of people along the way.
  • Bad credit history? Don’t worry about it, we’re bad credit home loan specialists.
  • You will be our number one priority from first inquiry to settlement of your new property.
  • Usually we have your home loan approved within one working week of submitting your application. Now that’s fast!

How should you get started?

Now that you’ve got a rough idea of what your repayments might be, call our home loan advisers on 1300 722 210. They can discuss the best home loan options for you, working out an accurate repayment schedule within minutes. If you’re happy with our advice, we can start the application process right now, and have an answer usually within a few business days.

If you’d prefer to have us call you, just fill out the Quick Quote form. It takes less than 30-seconds and one of our mortgage brokers will call you very soon. Should you wish to pull out of the application process at any time, that’s totally fine with us. Our advice and information is 100% obligation free.

Is the home finance calculator accurate?

The repayments that are calculated, based on the information you enter into the home loan calculator, are 100% accurate. However, there are other variables that play a part in the amount you can borrow and the interest rates. Things to take into account are:

  • Bank fees for establishing and administrating the mortgage
  • Early repayment fees
  • Changing interest rates across the life of the loan

The only way to totally understand your borrowing power and the amount you’ll repay periodically is to call one of our home loan experts. You never know, we may be able to find a home loan with cheaper repayments than you thought by using the home finance calculator!

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